Basics & Strategy · Chapter 2
How Much Should You Invest in Gold, and What Returns Can You Expect?
Wealth diversification into gold, luxury goods and other stores of value
How much of your total savings should you invest in gold?
Traditional wisdom holds that one third of your liquid assets should be allocated to gold. In the modern era, with retirement savings and self-provision becoming increasingly important and equity investments playing a larger role, a 10-15% allocation to physical gold within a diversified portfolio is the standard recommendation.
What kind of returns does gold deliver? Is it worth investing in gold for the expected return?
The table below shows gold's performance against major currencies from 2010 to 2025. The average annual return (the percentage by which the investment grew each year on average) is impressive across all currencies: 7.6% in US dollars and 9.5% in euros.
_Source: goldprice.org_
For Hungarian investors, the risk is further reduced by the fact that gold also preserves its value when the forint weakens. In fact, it directly offsets that weakness. In 2024, the gold price rose by more than 29%, surpassing $2,800 per ounce and setting a new all-time high.
_Gold's price appreciation is (unfortunately) significantly fuelled by the state of global geopolitics. Source: Goldtresor.com Precious Metals Trading Platform - try it today!_
Goldtresor Online Precious Metals Trading Platform
Did you know that buying and selling gold and silver with us is easy, fast and secure?
You decide whether to trade online or collect your investment gold and silver from us in physical form. It is your choice, depending on your current strategy.
You can also hold and trade platinum and palladium, even from the comfort of your own home, 24 hours a day.
Our professional and friendly team is happy to answer your questions by email: support@goldtresor.com.
Find out more here:
Some popular features of our Goldtresor Precious Metals Trading Platform:
- You can set your deposit amount in HUF, EUR or USD.
- Your deposited savings are automatically converted to gold at the current market price (best available rate).
- You can request a withdrawal at any time. With Goldtresor, investing in gold is completely flexible.
- Bonus: we credit 1 gram of gold upfront, which you can keep permanently if you maintain your savings plan for 3 years.
- With the Bonus package, you also gain access to our silver account service.
- We also offer secure storage. You can request physical delivery at any time, in the form of quality gold bars, coins and ingots.
