Up to What Value Is My Investment Insured at Goldtresor?
Precious metals stored at Goldtresor are insured up to 100% of their value.
Goldtresor Team
· 1 min read
Precious metals stored at Goldtresor are insured up to 100% of their value.
Whether you hold gold, silver, platinum or palladium with us, the full value of your stored precious metals is insured — regardless of whether we are holding a precious metals account balance or specific bars and coins on your behalf.
The current insurance limit is USD 20 million.
Should the value of goods held in Goldtresor exceed this limit, the limit is automatically increased.
This insurance does not apply to client funds held in Goldtresor's segregated bank accounts.
In the event of bank failure, funds in segregated accounts are covered by the National Deposit Insurance Fund (OBA) up to EUR 100,000 — across all client funds combined, not per individual client.
For this reason, it is advisable to convert deposited funds into precious metals as soon as possible.
It is important to note that, in line with standard market practice among insurers, the company insuring Goldtresor's storage locations excludes liability for losses caused by:
- War
- Nuclear strike
- Acts of terrorism
- Civil unrest
(so-called excluded risks).
In the event of loss caused by a cyber attack, the insurance limit is reduced to USD 15 million.
To manage even the most unlikely excluded risks, it is worth distributing precious metals across multiple locations — something Goldtresor handles in a fully automated manner.
The current insurance policy can be found in the footer of the goldtresor.com website.
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